What does group travel cover can include?
Group travel insurance from Columbus Direct has the same benefits as our standard policies for individuals, couples and families -
- Cover for up to £15 million provided for medical expenses.
- Optional Winter Sports cover can be included.
- We provide protection for up to 150 sports and activities free of charge.
- Free airport lounge access if your flight is delayed for more than one hour.
Why should I get group travel insurance?
A benefit of getting a policy together is that you’ll know that all of you will be protected if something unexpected were to happen during your trip. If one of you is no longer able to travel and you need to cancel your holiday, it could make it an easier process for all of you to make a claim.
You don’t have to be related to get group travel insurance, so you can get a policy together if you are travelling as friends or colleagues.
You can also get add-ons such as winter sports or business cover, which would give all of you protection if you are planning certain events and activities, or if you are all travelling for work.
When applying for group cover, consider that you will get quoted a combined price. If you have group members in different age bands or with medical conditions, these could attract higher premiums than for some of the individuals in a group. Agreeing on how the costs would be split between the group could become complicated as a result.
You should also check if anybody already has a valid travel insurance policy, which could possibly be through an existing family policy or insurance provided by a bank or employers. If they already have protection in place for the trip, then they wouldn’t need to be included on the group policy.
Does it matter where we're travelling to?
The destination that you are heading to for your holiday can affect the cost of your policy. If you are planning to travel within Europe, then you can get Europe cover. This includes countries like France, Spain and Iceland, as well as parts of Russia.
Worldwide policies are available for trips to countries like the USA, India and Mexico.
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